Total cost of health insurance for a US family exceeds their mortgage

KFF's 2025 US employer survey: the total average family premium for

  • employer-sponsored coverage is about $2,249/month
  • national median mortgage payment of around $2,025/month

Note: This includes the employer cost, but not the employee out-of-pocket cost

Claude AI - June 2026

ChatGPT 5.5 very similar


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