Total cost of health insurance for a US family exceeds their mortgage
KFF's 2025 US employer survey: the total average family premium for
- employer-sponsored coverage is about $2,249/month
- national median mortgage payment of around $2,025/month
Note: This includes the employer cost, but not the employee out-of-pocket cost
U.S. Adults' Ability to Afford Healthcare at a Five-Year Low - Survey June 2026
- " just 49% of U.S. adults are now classified as “Cost Secure,” meaning they can afford access to quality care and have been able to pay for visits and prescriptions in recent months."

