Total cost of health insurance for a US family exceeds their mortgage

KFF's 2025 US employer survey: the total average family premium for

  • employer-sponsored coverage is about $2,249/month
  • national median mortgage payment of around $2,025/month

Note: This includes the employer cost, but not the employee out-of-pocket cost

Claude AI - June 2026

ChatGPT 5.5 very similar


U.S. Adults' Ability to Afford Healthcare at a Five-Year Low - Survey June 2026

GALLUP

  • " just 49% of U.S. adults are now classified as “Cost Secure,” meaning they can afford access to quality care and have been able to pay for visits and prescriptions in recent months."

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